How Increase Your Blog Traffic

1. Promotion in the classifieds
You can promote your blog through classified ads, which are usually free but there are also paid. For a beginner is better to use the free, do you think is the ad line simply as a place of promotion but our site with classified ads will also be easy lookups by search engines. Often I am googling to find articles and most of the show is the blog of the classifieds. So this classified ad you should try to increase your blog traffic. Sites that I recommend is:
www.sebariklangratis.com of this site can spread mass advertising and, simultaneously, only with a one-time ad posting. So you do not have to bother advertising spread in various other classified ads. To sign up for free.
www.adsburn.com with this site posts your ad will automatically update. So every week or month your ad will be on updating the site.

Bagaimana Meningkatkan Traffic Blog Anda

1. Promosi di iklan baris
Anda bisa mempromosikan blog anda melalui iklan baris, yang biasanya gratis tapi ada yang berbayar juga. Untuk yang pemula lebih baik memakai yang gratis, jangan anda anggap iklan baris hanya sebagai tempat promosi saja tetapi dengan iklan baris situs kita juga akan mudah terindek oleh mesin pencari. Sering saya googling mencari artikel dan kebanyakan yang tampil adalah blog dari iklan baris. Maka iklan baris ini perlu anda coba untuk meningkatkan traffic blog anda. Situs yang saya rekomendasikan adalah :
www.sebariklangratis.com situs ini bisa menyebarkan iklan secara masal dan secara bersamaan hanya dengan satu kali posting iklan. Jadi anda tidak perlu repot-repot menyebar iklan di berbagai iklan baris lainnya. Untuk mendaftar gratis.
www.adsburn.com dengan situs ini posting iklan anda akan secara otomatis terupdate. Jadi setiap minggu atau bulan iklan anda akan di update oleh situs ini

Cara Pasang Adsense For Feed

Membuat dan Memasang Adsense For Feed di blog merupakan cara mendapatkan penghasilan bagi pemilik blog, terutama bagi blog yang berbahasa Indonesia yang hanya bisa di pasangi Adsense For Feed dan Adsense For Search saja.

Adsense For Feed ini akan sangat memberi penghasilan bagi yang memiliki banyak pelanggan blog. Penghasilan akan di dapat untuk setiap iklan yang diklik oleh pengunjung pada feed blog.

Cara Membuat Adsense For Feed, sebagai berikut :

1. Pertama daftar dulu di Google Adsense, silahkan masuk ke http://www.google.com/adsense.

2. Bila sudah mempunyai akun di Google Adsense, tinggal Membuat Adsense For Feed dan memasangnya di blog

3. Login dulu di http://www.google.com/adsense

4. Klik menu tab Konfigurasi Adsense --> Dapatkan Iklan

5. Klik Adsense Untuk Feed

6. Pada bagian Adsense untuk Feed --> Jenis Iklan, pilih Iklan/gambar teks agar semua jenis iklan maupun gambar tampil di blog anda.

7. Pilihlah seberapa sering iklan akan tampil di feed blog anda di bagian Frekuensi. Sebaiknya pilih setiap bahan umpan agar peluang iklan di blog anda di klik cukup besar.

8. Pilihlah panjang pesan iklan yang akan tampil di feed blog anda di bagian Panjang Pesan. Sebaiknya pilih Pesan dengan panjang berapa pun.

9. Pilihlah posisi iklan di bagian Posisi. Sebaiknya pilih Di bagian atas bahan umpan, karena peluang untuk di klik lebih besar.

10. Pilih warna sesuai keinginan anda dengan mengaktifkan Biarkan saya memilih warna

11. Klik buat channel baru dan masukkan alamat feed blog anda.

Misalnya http://no-1-seo.blogspot.com/feeds/posts/default

12. Klik Tambah lalu klik Simpan untuk mengaktifkan google adsense for feed ini. Iklan akan tampil setelah 10 menit atau lebih.

Cara Pasang Adsense For Feed

Membuat dan Memasang Adsense For Feed di blog merupakan cara mendapatkan penghasilan bagi pemilik blog, terutama bagi blog yang berbahasa Indonesia yang hanya bisa di pasangi Adsense For Feed dan Adsense For Search saja.

Adsense For Feed ini akan sangat memberi penghasilan bagi yang memiliki banyak pelanggan blog. Penghasilan akan di dapat untuk setiap iklan yang diklik oleh pengunjung pada feed blog.

Cara Membuat Adsense For Feed, sebagai berikut :

1. Pertama daftar dulu di Google Adsense, silahkan masuk ke http://www.google.com/adsense.

2. Bila sudah mempunyai akun di Google Adsense, tinggal Membuat Adsense For Feed dan memasangnya di blog

3. Login dulu di http://www.google.com/adsense

4. Klik menu tab Konfigurasi Adsense --> Dapatkan Iklan

5. Klik Adsense Untuk Feed

6. Pada bagian Adsense untuk Feed --> Jenis Iklan, pilih Iklan/gambar teks agar semua jenis iklan maupun gambar tampil di blog anda.

7. Pilihlah seberapa sering iklan akan tampil di feed blog anda di bagian Frekuensi. Sebaiknya pilih setiap bahan umpan agar peluang iklan di blog anda di klik cukup besar.

8. Pilihlah panjang pesan iklan yang akan tampil di feed blog anda di bagian Panjang Pesan. Sebaiknya pilih Pesan dengan panjang berapa pun.

9. Pilihlah posisi iklan di bagian Posisi. Sebaiknya pilih Di bagian atas bahan umpan, karena peluang untuk di klik lebih besar.

10. Pilih warna sesuai keinginan anda dengan mengaktifkan Biarkan saya memilih warna

11. Klik buat channel baru dan masukkan alamat feed blog anda.

Misalnya http://no-1-seo.blogspot.com/feeds/posts/default

12. Klik Tambah lalu klik Simpan untuk mengaktifkan google adsense for feed ini. Iklan akan tampil setelah 10 menit atau lebih.

Mengenal Lebih Dekat Produk-Produk Asuransi Jiwa

Maraknya bisnis asuransi unit link saat ini menandai pergeseran penetrasi pasar asuransi jiwa dari produk-produk asuransi jiwa tradisional ke produk-produk asuransi jiwa modern yang menjanjikan tingkat pengembalian investasi lebih baik serta mampu menyumbangkan pertumbuhan premi yang signifikan.

Hal ini juga tidak terlepas dari pengaruh bahwa konsumen sudah mulai rasional dalam menentukan dan memutuskan jenis produk asuransi yang akan mereka beli. Pernyataan di atas memang tidak berlebihan ditujukan untuk sebuah mekanisme dalam memutuskan produk apa yang akan dibeli dan kenapa harus produk tersebut yang harus dibeli.

Usaha asuransi jiwa merupakan usaha di bidang jasa, dimana wujud produk yang dihasilkan bukanlah suatu barang tetapi jasa yang berbentuk aktivitas dan bersifat abstrak atau "intangible". Jasa yang dijual itu berupa jaminan perlindungan bagi konsumen (nasabah), yang berkaitan dengan hidup dan kehidupannya dalam suatu jangka waktu tertentu atau seumur hidup. Itulah yang dimaksud dengan istilah "life assurance", yang hendaknya tidak diartikan secara harfiah yaitu "jaminan hidup", melainkan "jaminan yang berkaitan dengan kehidupan", di mana di dalamnya terkait sejumlah uang dan waktu.

Jaminan di dalam asuransi jiwa berkisar antara kurang dari satu tahun sampai dengan seumur hidup, dan jaminan tersebut berangsur-angsur akan habis terkonsumsi sejalan dengan berlalunya waktu. Dalam jaminan itu terkandung suatu janji dari perusahaan asuransi jiwa untuk memberikan santunan dalam bentuk sejumlah uang jika tertanggung mengalami peristiwa seperti: meninggal dunia, cacat, sakit dan mencapai hari tua.

Jaminan tersebut secara implisit memberikan suatu kepastian kepada nasabah atas permasalahaan ketidakpastian mengenai kehilangan pendapatan sebagai akibat terjadinya peristiwa-peristiwa tersebut.

Pada tulisan pertama ini, akan dibicarakan beberapa jenis produk-produk asuransi jiwa yang dipasarkan oleh perusahaan asuransi jiwa di Indonesia serta mengenali manfaat-manfaat apa saja yang ditawarkan dari produk-produk asuransi jiwa tersebut.

Produk asuransi jiwa yang ditawarkan di pasar pada dasarnya terdiri atas tiga bentuk, yaitu Term Insurance, Whole Life Insurance dan Endowment Insurance, dimana produk-produk inilah yang dikategorikan sebagai produk-produk tradisional. Sementara produk-produk asuransi jiwa tradisional yang dikembangkan dengan melekatkan instrument-instrument investasi di dalamnya serta transparansi laporan baik laporan biaya-biaya dan keuntungan yang akan diperoleh tertanggung nantinya, dikategorikan sebagai produk-produk asuransi modern, seperti produk asuransi unit link.

APA SAJA PRODUK ASURANSI JIWA YANG DIPASARKAN DEWASA INI.

Banyak jenis produk asuransi jiwa yang ditawarkan oleh perusahaan asuransi jiwa, dimana pada dasarnya merupakan Endowment Insurance yang dikombinasikan dengan Term Life Insurance dan Whole Life Insurance. Misalnya, Endowment Insurance dengan manfaat meninggal dunia 2 kali atau lebih besar dari manfaat jatuh tempo. Ada juga produk asuransi jiwa yang memberikan santunan meninggal berupa uang pertanggungan ditambah semua premi yang telah dibayar. Pengembalian premi diberikan apabila tertanggung meninggal dunia kapan saja, ini merupakan produk Whole Life Insurance.

Produk Endowment Insurance dimana pembayaran manfaat asuransi diberikan secara berkala baik tahunan maupun bulanan disebut Anticipated Endowment. Besar manfaat yang diberikan secara berkala dibuat bervariasi misalnya dengan kenaikkan setiap tahun sebesar 2%, 5%, 10% atau lebih. Jenis lain produk Endowment Insurance yang sering dijumpai di pasar, diantaranya adalah:

• Dana Beasiswa. Produk ini merupakan produk Endowment Insurance yang dikaitkan dengan biaya sekolah, biasanya dikenal dengan nama Asuransi Bea Siswa, School Fee dan lain-lain.

• Dana Bertahap. Produk ini juga berbentuk Endowment Insurance tepatnya Pure Endowment Insurance, dimana jika tertanggung hidup pada akhir tahun tertentu selama masa asuransi, manfaat asuransi akan dibayarkan sebesar persentase tertentu dari uang pertanggungan.

PRODUK ASURANSI JIWA MODERN.

Tersedianya berbagai bentuk instrument surat berharga pasar uang, obligasi dan berbagai macam program tabungan, bagaimanapun juga memiliki dampak langsung terhadap produk asuransi jiwa, yaitu mengurangi daya tarik polis asuransi jiwa nilai tunai tradisional. Konsumen semakin banyak tertarik untuk ikut melakukan perdagangan dengan menggunakan instrumen yang lebih cepat mendatangkan keuntungan.

Keadaan dan kecenderungan tersebut memaksa perusahaan-perusahaan asuransi jiwa menciptakan atau merancang produk-produk asuransi jiwa dengan mengkombinasikan keunggulan-keunggulan asuransi jiwa nilai tunai (yaitu sifat terpaksa menabung dan sebagainya), dan berbagai pilihan produk yang memberikan keuntungan yang lebih tinggi. Produk ini pada saat diciptakannya dinamakan universal life insurance.

Dalam perkembangannya, banyak perusahaan asuransi asuransi jiwa mengeluarkan jenis asuransi jiwa dengan produk atau jenis polis yang sama disertai dengan keunggulan masing-masing polis. Nama-nama produk tersebut juga mengalami perubahan, misalnya challenger, complete life, solution dan sebagainya untuk menarik calon-calon konsumen untuk membeli produk-produknya. Nama-nama produk asuransi jiwa tersebut pada prinsipnya didasarkan pada produk universal life. Di Indonesia saat ini telah beredar beberapa nama produk asuransi jiwa universal life, yaitu PruLink (PT Prudential Life Assurance), Zlink (PT Zurich Life), AJBN Link (PT Asuransi Jiwa Binadaya Nusaindah) serta masih ada produk-produk asuransi dengan nama'Link' di belakang nama produknya. Sampai saat ini masih dibuat produk serupa oleh beberapa perusahaan asuransi jiwa di Indonesia, yang tentunya akan menambah perbendaharaan nama produk universal life di Indonesia.

MENGENALI CIRI-CIRI PRODUK ASURANSI JIWA TRADISIONAL DAN PRODUK ASURANSI JIWA MODERN.

Seperti yang dijelaskan pada bagian terdahulu, perkembangan produk asuransi jiwa dapat dikelompokkan menurut periodenya, yaitu produk asuransi jiwa tradisional dan produk asuransi jiwa modern. Ciri-ciri dari produk asuransi jiwa tradisional diantaranya adalah:

• Besar premi dan uang pertanggungannya tetap (konstan) sejak dimulainya asuransi sampai dengan habisnya masa asuransi.

• Jadual pembayaran premi ditetapkan sebelumnya, misalnya setiap tahun, enam bulan, tiga bulan atau bulanan.

• Sejak kontrak dimulai nilai tunai polis sudah dapat diketahui.

• Komposisi biaya, tabel mortalita dan tingkat bunga tidak dirinci dan tidak diketahui oleh calon pemegang polis.

• Besar tingkat bunga yang dinikmati oleh pemegang polis konstan sepanjang kontrak asuransi.

Sedangkan untuk produk asuransi jiwa modern mempunyai ciri-ciri sebagai berikut:

• Komposisi premi dirinci secara terpisah antara premi asuransi murni, biaya dan tingkat bunga.

• Semua rincian tersebut diketahui oleh calon pemegang polis.

• Masa pembayaran premi dan besarnya uang pertanggungan dapat berubah-ubah, dan tidak mempunyai jadual yang tetap, karena produk asuransi jiwa modern ini memungkinkan adanya penambahan premi kapan saja.

• Produk ini memerlukan administrasi yang jauh lebih rumit daripada produk asuransi jiwa tradisional, oleh karena produk ini memiliki bagian premi untuk investasi yang cukup besar dan harus dikelola secara profesional.

• Calon pemegang polis boleh menentukan dimana dana (premi) diinvestasikan, seperti saham, obligasi, pasar uang, deposito dan sebagainya.

• Nilai tunai dari polis ini ditentukan oleh kinerja komite investasi dari perusahaan asuransi jiwa yang mengelola, sehingga pemegang polis tidak tahu persis berapa nilai tunai yang akan ia terima apabila lapse.

• Bentuk asuransi jiwa biasanya Whole Life Insurance dengan ditambahkan beberapa rider seperti personal accident dan total pemanent and disability.

Ciri-ciri yang diuraikan di atas, memberikan gambaran yang lebih baik dalam mengenali produk-produk asuransi yang dikategorikan tradisional dan modern tersebut. Tentunya setiap produk memiliki nilai plus minus jika dilihat dari setiap ciri-ciri tersebut di atas. Keputusan untuk menentukan produk asuransi mana yang paling tepat untuk dibeli, menjadi suatu pertimbangan yang komprehensif bagi calon tertanggung selain sebagai tujuan proteksi calon tertanggung itu sendiri. Bisa saja pertimbangan akan tingkat pengembalian hasil akan menjadi preferensi utama dalam memutuskan membeli produk asuransi tersebut. Pada tulisan selanjutnya akan dibahas mengenai manfaat-manfaat besar dalam membeli suatu produk asuransi jiwa.

Mengenal Lebih Dekat Produk-Produk Asuransi Jiwa

Maraknya bisnis asuransi unit link saat ini menandai pergeseran penetrasi pasar asuransi jiwa dari produk-produk asuransi jiwa tradisional ke produk-produk asuransi jiwa modern yang menjanjikan tingkat pengembalian investasi lebih baik serta mampu menyumbangkan pertumbuhan premi yang signifikan.

Hal ini juga tidak terlepas dari pengaruh bahwa konsumen sudah mulai rasional dalam menentukan dan memutuskan jenis produk asuransi yang akan mereka beli. Pernyataan di atas memang tidak berlebihan ditujukan untuk sebuah mekanisme dalam memutuskan produk apa yang akan dibeli dan kenapa harus produk tersebut yang harus dibeli.

Usaha asuransi jiwa merupakan usaha di bidang jasa, dimana wujud produk yang dihasilkan bukanlah suatu barang tetapi jasa yang berbentuk aktivitas dan bersifat abstrak atau "intangible". Jasa yang dijual itu berupa jaminan perlindungan bagi konsumen (nasabah), yang berkaitan dengan hidup dan kehidupannya dalam suatu jangka waktu tertentu atau seumur hidup. Itulah yang dimaksud dengan istilah "life assurance", yang hendaknya tidak diartikan secara harfiah yaitu "jaminan hidup", melainkan "jaminan yang berkaitan dengan kehidupan", di mana di dalamnya terkait sejumlah uang dan waktu.

Jaminan di dalam asuransi jiwa berkisar antara kurang dari satu tahun sampai dengan seumur hidup, dan jaminan tersebut berangsur-angsur akan habis terkonsumsi sejalan dengan berlalunya waktu. Dalam jaminan itu terkandung suatu janji dari perusahaan asuransi jiwa untuk memberikan santunan dalam bentuk sejumlah uang jika tertanggung mengalami peristiwa seperti: meninggal dunia, cacat, sakit dan mencapai hari tua.

Jaminan tersebut secara implisit memberikan suatu kepastian kepada nasabah atas permasalahaan ketidakpastian mengenai kehilangan pendapatan sebagai akibat terjadinya peristiwa-peristiwa tersebut.

Pada tulisan pertama ini, akan dibicarakan beberapa jenis produk-produk asuransi jiwa yang dipasarkan oleh perusahaan asuransi jiwa di Indonesia serta mengenali manfaat-manfaat apa saja yang ditawarkan dari produk-produk asuransi jiwa tersebut.

Produk asuransi jiwa yang ditawarkan di pasar pada dasarnya terdiri atas tiga bentuk, yaitu Term Insurance, Whole Life Insurance dan Endowment Insurance, dimana produk-produk inilah yang dikategorikan sebagai produk-produk tradisional. Sementara produk-produk asuransi jiwa tradisional yang dikembangkan dengan melekatkan instrument-instrument investasi di dalamnya serta transparansi laporan baik laporan biaya-biaya dan keuntungan yang akan diperoleh tertanggung nantinya, dikategorikan sebagai produk-produk asuransi modern, seperti produk asuransi unit link.

APA SAJA PRODUK ASURANSI JIWA YANG DIPASARKAN DEWASA INI.

Banyak jenis produk asuransi jiwa yang ditawarkan oleh perusahaan asuransi jiwa, dimana pada dasarnya merupakan Endowment Insurance yang dikombinasikan dengan Term Life Insurance dan Whole Life Insurance. Misalnya, Endowment Insurance dengan manfaat meninggal dunia 2 kali atau lebih besar dari manfaat jatuh tempo. Ada juga produk asuransi jiwa yang memberikan santunan meninggal berupa uang pertanggungan ditambah semua premi yang telah dibayar. Pengembalian premi diberikan apabila tertanggung meninggal dunia kapan saja, ini merupakan produk Whole Life Insurance.

Produk Endowment Insurance dimana pembayaran manfaat asuransi diberikan secara berkala baik tahunan maupun bulanan disebut Anticipated Endowment. Besar manfaat yang diberikan secara berkala dibuat bervariasi misalnya dengan kenaikkan setiap tahun sebesar 2%, 5%, 10% atau lebih. Jenis lain produk Endowment Insurance yang sering dijumpai di pasar, diantaranya adalah:

• Dana Beasiswa. Produk ini merupakan produk Endowment Insurance yang dikaitkan dengan biaya sekolah, biasanya dikenal dengan nama Asuransi Bea Siswa, School Fee dan lain-lain.

• Dana Bertahap. Produk ini juga berbentuk Endowment Insurance tepatnya Pure Endowment Insurance, dimana jika tertanggung hidup pada akhir tahun tertentu selama masa asuransi, manfaat asuransi akan dibayarkan sebesar persentase tertentu dari uang pertanggungan.

PRODUK ASURANSI JIWA MODERN.

Tersedianya berbagai bentuk instrument surat berharga pasar uang, obligasi dan berbagai macam program tabungan, bagaimanapun juga memiliki dampak langsung terhadap produk asuransi jiwa, yaitu mengurangi daya tarik polis asuransi jiwa nilai tunai tradisional. Konsumen semakin banyak tertarik untuk ikut melakukan perdagangan dengan menggunakan instrumen yang lebih cepat mendatangkan keuntungan.

Keadaan dan kecenderungan tersebut memaksa perusahaan-perusahaan asuransi jiwa menciptakan atau merancang produk-produk asuransi jiwa dengan mengkombinasikan keunggulan-keunggulan asuransi jiwa nilai tunai (yaitu sifat terpaksa menabung dan sebagainya), dan berbagai pilihan produk yang memberikan keuntungan yang lebih tinggi. Produk ini pada saat diciptakannya dinamakan universal life insurance.

Dalam perkembangannya, banyak perusahaan asuransi asuransi jiwa mengeluarkan jenis asuransi jiwa dengan produk atau jenis polis yang sama disertai dengan keunggulan masing-masing polis. Nama-nama produk tersebut juga mengalami perubahan, misalnya challenger, complete life, solution dan sebagainya untuk menarik calon-calon konsumen untuk membeli produk-produknya. Nama-nama produk asuransi jiwa tersebut pada prinsipnya didasarkan pada produk universal life. Di Indonesia saat ini telah beredar beberapa nama produk asuransi jiwa universal life, yaitu PruLink (PT Prudential Life Assurance), Zlink (PT Zurich Life), AJBN Link (PT Asuransi Jiwa Binadaya Nusaindah) serta masih ada produk-produk asuransi dengan nama'Link' di belakang nama produknya. Sampai saat ini masih dibuat produk serupa oleh beberapa perusahaan asuransi jiwa di Indonesia, yang tentunya akan menambah perbendaharaan nama produk universal life di Indonesia.

MENGENALI CIRI-CIRI PRODUK ASURANSI JIWA TRADISIONAL DAN PRODUK ASURANSI JIWA MODERN.

Seperti yang dijelaskan pada bagian terdahulu, perkembangan produk asuransi jiwa dapat dikelompokkan menurut periodenya, yaitu produk asuransi jiwa tradisional dan produk asuransi jiwa modern. Ciri-ciri dari produk asuransi jiwa tradisional diantaranya adalah:

• Besar premi dan uang pertanggungannya tetap (konstan) sejak dimulainya asuransi sampai dengan habisnya masa asuransi.

• Jadual pembayaran premi ditetapkan sebelumnya, misalnya setiap tahun, enam bulan, tiga bulan atau bulanan.

• Sejak kontrak dimulai nilai tunai polis sudah dapat diketahui.

• Komposisi biaya, tabel mortalita dan tingkat bunga tidak dirinci dan tidak diketahui oleh calon pemegang polis.

• Besar tingkat bunga yang dinikmati oleh pemegang polis konstan sepanjang kontrak asuransi.

Sedangkan untuk produk asuransi jiwa modern mempunyai ciri-ciri sebagai berikut:

• Komposisi premi dirinci secara terpisah antara premi asuransi murni, biaya dan tingkat bunga.

• Semua rincian tersebut diketahui oleh calon pemegang polis.

• Masa pembayaran premi dan besarnya uang pertanggungan dapat berubah-ubah, dan tidak mempunyai jadual yang tetap, karena produk asuransi jiwa modern ini memungkinkan adanya penambahan premi kapan saja.

• Produk ini memerlukan administrasi yang jauh lebih rumit daripada produk asuransi jiwa tradisional, oleh karena produk ini memiliki bagian premi untuk investasi yang cukup besar dan harus dikelola secara profesional.

• Calon pemegang polis boleh menentukan dimana dana (premi) diinvestasikan, seperti saham, obligasi, pasar uang, deposito dan sebagainya.

• Nilai tunai dari polis ini ditentukan oleh kinerja komite investasi dari perusahaan asuransi jiwa yang mengelola, sehingga pemegang polis tidak tahu persis berapa nilai tunai yang akan ia terima apabila lapse.

• Bentuk asuransi jiwa biasanya Whole Life Insurance dengan ditambahkan beberapa rider seperti personal accident dan total pemanent and disability.

Ciri-ciri yang diuraikan di atas, memberikan gambaran yang lebih baik dalam mengenali produk-produk asuransi yang dikategorikan tradisional dan modern tersebut. Tentunya setiap produk memiliki nilai plus minus jika dilihat dari setiap ciri-ciri tersebut di atas. Keputusan untuk menentukan produk asuransi mana yang paling tepat untuk dibeli, menjadi suatu pertimbangan yang komprehensif bagi calon tertanggung selain sebagai tujuan proteksi calon tertanggung itu sendiri. Bisa saja pertimbangan akan tingkat pengembalian hasil akan menjadi preferensi utama dalam memutuskan membeli produk asuransi tersebut. Pada tulisan selanjutnya akan dibahas mengenai manfaat-manfaat besar dalam membeli suatu produk asuransi jiwa.

From King Parking incarnates So 'King Luwak'

Lampung - Civet Coffee Enchantment increasingly became a byword as a line of coffee that has a distinctive taste. Even Civet Coffee was once dubbed as the world's most expensive coffee.

Civet Coffee fame apparently also by Gunawan was arrested Confessing Way resident, Liwa Lampung Barat. Gunawan, who previously was a parking coordinator in West Lampung with a mediocre income, now after 3 years in the business of production and sale of civet brew their economy improves.

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"I had previously had 17 years as coordinator for parking, it can only be made to eat alone. I finally eliminated," said Gunawan told detikFinance when met at his residence, Way Confess, Liwa, Lampung Barat, on Wednesday (06/10/2010).

Gunawan said had mastered parking locations in 7 markets in West Lampung, with the men up to 25 people. But over time, the profession was becoming displaced during perpakiran management taken over by the government.

Gunawan's fate was finally brought to mengakrabi Luwak coffee business. He tells the story of the beginning of his plunge in business Civet Coffee began when he was a walk in the market and attracted two animals weasel or mongoose. As a fan of animals he then bought two ferrets are with each of the price of Rp 50,000 per cow.

"I love that name Luwak Inul and Adam (dangdut singer)," he recalls with a laugh.

He explained that the introduction to business acquaintances Civet Coffee originated from a citizen requesting descent from Medan in cooperation. Task Gunawan ktika it only provides feedback to the two animals luwaknya coffee. The fellow is in a certain period to take and buy these civet droppings.

"Weasel I offered $ 1 million to him," he said.

Interval of 3 months he started walking suspicious of the movements of his partner who is not open. Previously, he only knew the reason for his purchase dirt Luwak Coffee is only for the drug. While the two luwaknya apprehensive because of too much coffee fed.

"I'm curious, because I do not understand the internet for help to find the solution on the internet by a friend about the civet droppings by a friend. I am amazed that in China there is information from Luwak coffee prices persetengah valued up to Rp 2.5 million pounds," he said.

Start since it was he thinking to develop Coffee Luwak by collecting as much as mongoose and 67 tails. Unfortunately, it's not as easy as he imagined because a lot of Civet are sick and eventually die, or even escape from the cage. Until now the number of mongoose that he had only a dozen left alone.

Civet name also had protruding into the most sought after animals at the time, whereas formerly known as Civet animal pests that interfere with farmers in the area of Liwa. The price also rose sharply to Rp 150,000 per head, at this time can be sold for RP 300-500000 per fish. According to Gunawan Weasel divided the various types of weasel months, weasels and pandanus trees.

"Weasel good for civet coffee is the pandanus and the moon. Civets not eat coffee tree, but the juice alone," he said.

He claimed to mongoose-mongoose that was alive was not easy to be fed. Through the process of learning self-taught he started to know the ins and outs of Civet including what foods he should give, when it's time, what kind of coffee you like civet.

"Food is like Civet other than the ripe red coffee, Luwak also like bananas, papayas until the snail, the coffee was the evening meal," he said.

For business mongoose food is also not easy, the article he was not yet have its own coffee plantation. So have to hunt to find coffee from farmer to farmer with a price of Rp 5000 per kg.

During this learning process she had to stay up to give feedback to the Luwak coffee at night. Gunawan said at the same time the neighbors began to many who are interested, even though it was musangnya not be relied upon to generate dollars.

"From there is a desire to ask the cooperation of the results. But I do not want direcokin," he said.

Gradually, his efforts began to be seen, although many neighbors menjalini same business he remained confident of success. At least this time could prove to be sufficient for his family everyday and be able to buy the car operations Trooper Jeep worth RP 40 million.

"People judge a lot of my success, and many emerging," he said.

He also admitted there are things that proud of Coffee product during Luwaknya reportedly been purchased for the presidential banquet. Before the fasting month some time ago, continued Gunawan, there are acquaintances of the military who bought it for entertainment purposes.

"I've used Coffee Luwak coffee morning for Mr. President SBY, then the number 4 Kg," he claims.

He said today in Liwa West Lampung robusta coffee harvest is over, and now is the season of coffee interlude. Coffee harvest period June-August, so the current decline of coffee production process, producers rely on existing stock.

Gunawan added at the time of high production in the form of coffee production luwaknya brenjel (un-processed form of manure) to 300 Kg per month. But when the coffee harvest season is not far below the real production of 100 kg per month.

"Now more selling powder, a month of sales of powder Rp 10 million per month, if sales brenjel still minimal," he said.

Besides producing luwaknya own coffee, he has partners with small-scale coffee producers by the amount of mongoose mongoose tail perorangnya 2-5. His role here as well as collectors or broker the sale for customers in Bandar Lampung, Bandung, Jakarta and others.

Civet coffee prices powder that he sold ranging from Rp 600,000 to 750,000 per kg depending on the destination. While Civet Coffee in the form of logs and dirt brenjel or sold RP 200-250000 per Kg temporal in the form of clean seed ready milled RP 350000-500000.

"I heard Luwak coffee prices in Jakarta in Grand Indonesia to Rp 2 million per kg," he said.

As is known Luwak coffee production boom in Liwa Lampung Barat at least has started bustling in 2007. At that time Luwak coffee began to be developed in incentives with the breeding patterns.

And Luwak coffee itself has been known in Dutch colonial times until the era of the 1950s. In those days it was known that the civet is a beast who likes to eat the coffee fruit is ripe and the farmers often pick up the droppings of civet coffee fruit in the wild with the belief coffees are the best coffee beans and has been through the process of fermentation in the stomach by mongoose natural.

From King Parking incarnates So 'King Luwak'

Lampung - Civet Coffee Enchantment increasingly became a byword as a line of coffee that has a distinctive taste. Even Civet Coffee was once dubbed as the world's most expensive coffee.

Civet Coffee fame apparently also by Gunawan was arrested Confessing Way resident, Liwa Lampung Barat. Gunawan, who previously was a parking coordinator in West Lampung with a mediocre income, now after 3 years in the business of production and sale of civet brew their economy improves.

src="http://feedads.g.doubleclick.net/~ah/lX4oHayj8DeADftSxO4UqQ4xz3k/h?w=300&h=250&src=bf" width="100%" height="250" frameborder="0" scrolling="no" style="margin-top:1em">

"I had previously had 17 years as coordinator for parking, it can only be made to eat alone. I finally eliminated," said Gunawan told detikFinance when met at his residence, Way Confess, Liwa, Lampung Barat, on Wednesday (06/10/2010).

Gunawan said had mastered parking locations in 7 markets in West Lampung, with the men up to 25 people. But over time, the profession was becoming displaced during perpakiran management taken over by the government.

Gunawan's fate was finally brought to mengakrabi Luwak coffee business. He tells the story of the beginning of his plunge in business Civet Coffee began when he was a walk in the market and attracted two animals weasel or mongoose. As a fan of animals he then bought two ferrets are with each of the price of Rp 50,000 per cow.

"I love that name Luwak Inul and Adam (dangdut singer)," he recalls with a laugh.

He explained that the introduction to business acquaintances Civet Coffee originated from a citizen requesting descent from Medan in cooperation. Task Gunawan ktika it only provides feedback to the two animals luwaknya coffee. The fellow is in a certain period to take and buy these civet droppings.

"Weasel I offered $ 1 million to him," he said.

Interval of 3 months he started walking suspicious of the movements of his partner who is not open. Previously, he only knew the reason for his purchase dirt Luwak Coffee is only for the drug. While the two luwaknya apprehensive because of too much coffee fed.

"I'm curious, because I do not understand the internet for help to find the solution on the internet by a friend about the civet droppings by a friend. I am amazed that in China there is information from Luwak coffee prices persetengah valued up to Rp 2.5 million pounds," he said.

Start since it was he thinking to develop Coffee Luwak by collecting as much as mongoose and 67 tails. Unfortunately, it's not as easy as he imagined because a lot of Civet are sick and eventually die, or even escape from the cage. Until now the number of mongoose that he had only a dozen left alone.

Civet name also had protruding into the most sought after animals at the time, whereas formerly known as Civet animal pests that interfere with farmers in the area of Liwa. The price also rose sharply to Rp 150,000 per head, at this time can be sold for RP 300-500000 per fish. According to Gunawan Weasel divided the various types of weasel months, weasels and pandanus trees.

"Weasel good for civet coffee is the pandanus and the moon. Civets not eat coffee tree, but the juice alone," he said.

He claimed to mongoose-mongoose that was alive was not easy to be fed. Through the process of learning self-taught he started to know the ins and outs of Civet including what foods he should give, when it's time, what kind of coffee you like civet.

"Food is like Civet other than the ripe red coffee, Luwak also like bananas, papayas until the snail, the coffee was the evening meal," he said.

For business mongoose food is also not easy, the article he was not yet have its own coffee plantation. So have to hunt to find coffee from farmer to farmer with a price of Rp 5000 per kg.

During this learning process she had to stay up to give feedback to the Luwak coffee at night. Gunawan said at the same time the neighbors began to many who are interested, even though it was musangnya not be relied upon to generate dollars.

"From there is a desire to ask the cooperation of the results. But I do not want direcokin," he said.

Gradually, his efforts began to be seen, although many neighbors menjalini same business he remained confident of success. At least this time could prove to be sufficient for his family everyday and be able to buy the car operations Trooper Jeep worth RP 40 million.

"People judge a lot of my success, and many emerging," he said.

He also admitted there are things that proud of Coffee product during Luwaknya reportedly been purchased for the presidential banquet. Before the fasting month some time ago, continued Gunawan, there are acquaintances of the military who bought it for entertainment purposes.

"I've used Coffee Luwak coffee morning for Mr. President SBY, then the number 4 Kg," he claims.

He said today in Liwa West Lampung robusta coffee harvest is over, and now is the season of coffee interlude. Coffee harvest period June-August, so the current decline of coffee production process, producers rely on existing stock.

Gunawan added at the time of high production in the form of coffee production luwaknya brenjel (un-processed form of manure) to 300 Kg per month. But when the coffee harvest season is not far below the real production of 100 kg per month.

"Now more selling powder, a month of sales of powder Rp 10 million per month, if sales brenjel still minimal," he said.

Besides producing luwaknya own coffee, he has partners with small-scale coffee producers by the amount of mongoose mongoose tail perorangnya 2-5. His role here as well as collectors or broker the sale for customers in Bandar Lampung, Bandung, Jakarta and others.

Civet coffee prices powder that he sold ranging from Rp 600,000 to 750,000 per kg depending on the destination. While Civet Coffee in the form of logs and dirt brenjel or sold RP 200-250000 per Kg temporal in the form of clean seed ready milled RP 350000-500000.

"I heard Luwak coffee prices in Jakarta in Grand Indonesia to Rp 2 million per kg," he said.

As is known Luwak coffee production boom in Liwa Lampung Barat at least has started bustling in 2007. At that time Luwak coffee began to be developed in incentives with the breeding patterns.

And Luwak coffee itself has been known in Dutch colonial times until the era of the 1950s. In those days it was known that the civet is a beast who likes to eat the coffee fruit is ripe and the farmers often pick up the droppings of civet coffee fruit in the wild with the belief coffees are the best coffee beans and has been through the process of fermentation in the stomach by mongoose natural.

Know More Near Life Insurance Products

The rise of unit-linked insurance business today marks a shift in market penetration of life insurance products to the traditional life insurance products of modern life insurance that promises better ROI and be able to donate a significant premium growth.

It is also not free from the influence that consumers have started to rationally in determining and deciding the type of products they would buy insurance. The above statement is no exaggeration intended for a mechanism in deciding what products will be purchased and why should these products be purchased.

Life insurance business is a business in services, which form the resulting product is not a form of goods but services and activities are abstract or "intangible". Services sold in the form of guarantees of protection for consumers (customers), which deals with life and life in a certain period or for life. That is what is meant by the term "life assurance", which should not be interpreted literally as "life insurance", but "guarantees relating to life", within which the relevant amount of money and time.

Guarantees in life insurance ranges from less than one year to lifetime, and the guarantee will be depleted gradually consumed in line with the passage of time. In the bond contained a promise of a life insurance company to give compensation in the form of a sum of money if the insured suffered such events: death, disability, pain and reach old age. The implicit guarantee to provide an assurance to its customers on trouble, uncertainty about lost revenues due to the occurrence of these events.

In this first article, will discuss several types of life insurance products marketed by life insurance companies in Indonesia as well as recognize the benefits offered by any of the products of life insurance. Life insurance products offered in the market basically consists of three forms, namely Term Insurance, Whole Life Insurance and Endowment Insurance, where these products are categorized as traditional products. While life insurance products traditionally developed by attaching the instrument-the instrument of investment in it and the transparency of both the consolidated statements of costs and benefits to be obtained by the insured later, categorized as modern insurance products, such as unit-linked insurance products.

WHAT KIND OF LIFE INSURANCE PRODUCTS

Many types of life insurance products offered by life insurance companies, which is basically a combined Endowment Insurance with Term Life Insurance and Whole Life Insurance. For example, Endowment Insurance with the benefits passed away 2 times or greater than the benefits due. There is also a life insurance product that provides death benefits in the form of sum assured plus all the premiums have been paid. Return of premium benefit when the insured dies at any time, this is a Whole Life Insurance product. Endowment Insurance products in which payment of insurance benefits provided by either an annual or monthly periodical called the anticipated Endowment.

Great benefits provided periodically be varied for example by increasing every year by 2%, 5%, 10% or more. Other types of Endowment Insurance products are often found in the market, including:

• Scholarship Fund. This product is Endowment Insurance products are associated with school fees, usually known as the Insurance Scholarship, the School Fee and others.

• Gradual Fund. This product is also shaped exactly Pure Endowment Insurance Endowment Insurance, where if the insured is alive at the end of a given year during the period of insurance, insurance benefits will be paid a certain percentage of the sum assured.

MODERN LIFE INSURANCE PRODUCTS.

The availability of various forms of instruments of money market securities, bonds and various savings programs, however, has a direct impact on life insurance products, namely reducing the attractiveness of cash value life insurance policy traditional. Consumers more and more attracted to the trade by using a faster instrument profitable. State and tendencies compel insurance companies to create or design a life insurance products by combining the advantages of life insurance cash value (ie the nature of forced savings, etc.), and a wide selection of products that provide higher profits. This product is at the time of the creation is called universal life insurance.

In the process, many companies issued a type of life insurance insurance life insurance policy with the product or the same type along with the advantages of each policy. The names of these products is also changing, for example challenger, complete life, solution and so on to attract prospective customers to buy its products. The names of life insurance products are in principle based on universal life product. In Indonesia today has been around a few names of universal life insurance products, namely PRUlink (PT Prudential Life Assurance), Zlink (PT Zurich Life), AJBN Link (PT Asuransi Jiwa Binadaya Nusaindah) and still there are insurance products with nama'Link 'behind the name of the product. Until now similar products are still made by some life insurance companies in Indonesia, which certainly will add to the treasury of universal life product name in Indonesia.

IDENTIFYING CHARACTERISTICS OF TRADITIONAL LIFE INSURANCE PRODUCTS AND MODERN LIFE INSURANCE PRODUCTS.

As described in the previous section, the development of life insurance products can be classified according to its period, ie traditional life insurance products and insurance products of modern life. The characteristics of traditional life insurance products are:

• Large coverage premiums and money fixed (constant) since the commencement of insurance until the expiration of insurance.

• predetermined premium payment schedule, for example, every year, six months, three months or monthly.

• Since the contract began in cash value policy can already be known.

• The composition of costs, mortality tables and interest rates are not specified and not known by the prospective policyholder.

• Large interest rate enjoyed by the policyholder is constant throughout the insurance contract.

As for the modern life insurance products have the following characteristics:

• Composition of the premium specified separately between pure insurance premiums, fees and interest rates.

• All the details are known by the prospective policyholder.

• The payment of insurance premiums and the amount of money can be fickle, and do not have a fixed schedule, because modern life insurance products allows the addition of premium at any time.

• This product requires the administration of a far more complicated than traditional life insurance products, therefore this product has the premium for a fairly large investment and should be managed professionally.

• Prospective policyholders may decide where the money (premium) are invested, such as stocks, bonds, money market deposits, time deposits and so forth.

• cash value of this policy is determined by the performance of the investment committee of life insurance companies that manage, so that policyholders do not know exactly how much cash value he would receive if lapse.

• The form of life insurance Whole Life Insurance usually with added some riders, such as personal accident and total pemanent and disability.

The characteristics outlined above, gives a better picture in identifying insurance products that are categorized as traditional and modern. Of course, every product has a plus minus when viewed from each of the characteristics mentioned above. The decision to determine which products are most appropriate insurance to be purchased, into a comprehensive consideration for prospective insured other than as a goal the protection of applicants itself. Consideration might be the return result will be a major preference in deciding to purchase these insurance products. In the next article will discuss the major benefits of buying a life insurance product.

Know More Near Life Insurance Products

The rise of unit-linked insurance business today marks a shift in market penetration of life insurance products to the traditional life insurance products of modern life insurance that promises better ROI and be able to donate a significant premium growth.

It is also not free from the influence that consumers have started to rationally in determining and deciding the type of products they would buy insurance. The above statement is no exaggeration intended for a mechanism in deciding what products will be purchased and why should these products be purchased.

Life insurance business is a business in services, which form the resulting product is not a form of goods but services and activities are abstract or "intangible". Services sold in the form of guarantees of protection for consumers (customers), which deals with life and life in a certain period or for life. That is what is meant by the term "life assurance", which should not be interpreted literally as "life insurance", but "guarantees relating to life", within which the relevant amount of money and time.

Guarantees in life insurance ranges from less than one year to lifetime, and the guarantee will be depleted gradually consumed in line with the passage of time. In the bond contained a promise of a life insurance company to give compensation in the form of a sum of money if the insured suffered such events: death, disability, pain and reach old age. The implicit guarantee to provide an assurance to its customers on trouble, uncertainty about lost revenues due to the occurrence of these events.

In this first article, will discuss several types of life insurance products marketed by life insurance companies in Indonesia as well as recognize the benefits offered by any of the products of life insurance. Life insurance products offered in the market basically consists of three forms, namely Term Insurance, Whole Life Insurance and Endowment Insurance, where these products are categorized as traditional products. While life insurance products traditionally developed by attaching the instrument-the instrument of investment in it and the transparency of both the consolidated statements of costs and benefits to be obtained by the insured later, categorized as modern insurance products, such as unit-linked insurance products.

WHAT KIND OF LIFE INSURANCE PRODUCTS

Many types of life insurance products offered by life insurance companies, which is basically a combined Endowment Insurance with Term Life Insurance and Whole Life Insurance. For example, Endowment Insurance with the benefits passed away 2 times or greater than the benefits due. There is also a life insurance product that provides death benefits in the form of sum assured plus all the premiums have been paid. Return of premium benefit when the insured dies at any time, this is a Whole Life Insurance product. Endowment Insurance products in which payment of insurance benefits provided by either an annual or monthly periodical called the anticipated Endowment.

Great benefits provided periodically be varied for example by increasing every year by 2%, 5%, 10% or more. Other types of Endowment Insurance products are often found in the market, including:

• Scholarship Fund. This product is Endowment Insurance products are associated with school fees, usually known as the Insurance Scholarship, the School Fee and others.

• Gradual Fund. This product is also shaped exactly Pure Endowment Insurance Endowment Insurance, where if the insured is alive at the end of a given year during the period of insurance, insurance benefits will be paid a certain percentage of the sum assured.

MODERN LIFE INSURANCE PRODUCTS.

The availability of various forms of instruments of money market securities, bonds and various savings programs, however, has a direct impact on life insurance products, namely reducing the attractiveness of cash value life insurance policy traditional. Consumers more and more attracted to the trade by using a faster instrument profitable. State and tendencies compel insurance companies to create or design a life insurance products by combining the advantages of life insurance cash value (ie the nature of forced savings, etc.), and a wide selection of products that provide higher profits. This product is at the time of the creation is called universal life insurance.

In the process, many companies issued a type of life insurance insurance life insurance policy with the product or the same type along with the advantages of each policy. The names of these products is also changing, for example challenger, complete life, solution and so on to attract prospective customers to buy its products. The names of life insurance products are in principle based on universal life product. In Indonesia today has been around a few names of universal life insurance products, namely PRUlink (PT Prudential Life Assurance), Zlink (PT Zurich Life), AJBN Link (PT Asuransi Jiwa Binadaya Nusaindah) and still there are insurance products with nama'Link 'behind the name of the product. Until now similar products are still made by some life insurance companies in Indonesia, which certainly will add to the treasury of universal life product name in Indonesia.

IDENTIFYING CHARACTERISTICS OF TRADITIONAL LIFE INSURANCE PRODUCTS AND MODERN LIFE INSURANCE PRODUCTS.

As described in the previous section, the development of life insurance products can be classified according to its period, ie traditional life insurance products and insurance products of modern life. The characteristics of traditional life insurance products are:

• Large coverage premiums and money fixed (constant) since the commencement of insurance until the expiration of insurance.

• predetermined premium payment schedule, for example, every year, six months, three months or monthly.

• Since the contract began in cash value policy can already be known.

• The composition of costs, mortality tables and interest rates are not specified and not known by the prospective policyholder.

• Large interest rate enjoyed by the policyholder is constant throughout the insurance contract.

As for the modern life insurance products have the following characteristics:

• Composition of the premium specified separately between pure insurance premiums, fees and interest rates.

• All the details are known by the prospective policyholder.

• The payment of insurance premiums and the amount of money can be fickle, and do not have a fixed schedule, because modern life insurance products allows the addition of premium at any time.

• This product requires the administration of a far more complicated than traditional life insurance products, therefore this product has the premium for a fairly large investment and should be managed professionally.

• Prospective policyholders may decide where the money (premium) are invested, such as stocks, bonds, money market deposits, time deposits and so forth.

• cash value of this policy is determined by the performance of the investment committee of life insurance companies that manage, so that policyholders do not know exactly how much cash value he would receive if lapse.

• The form of life insurance Whole Life Insurance usually with added some riders, such as personal accident and total pemanent and disability.

The characteristics outlined above, gives a better picture in identifying insurance products that are categorized as traditional and modern. Of course, every product has a plus minus when viewed from each of the characteristics mentioned above. The decision to determine which products are most appropriate insurance to be purchased, into a comprehensive consideration for prospective insured other than as a goal the protection of applicants itself. Consideration might be the return result will be a major preference in deciding to purchase these insurance products. In the next article will discuss the major benefits of buying a life insurance product.

Move MONEY TO FIND MONEY

Move MONEY TO FIND MONEY

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Many of you, from past until now, always thought that money could only be sought by working. For example, you or your husband accidentally broke once again. Then, you both negotiate, and finally decided that you or your husband must work to earn money.

• 
  

  FIND MONEY ONLINE
  

  Posted: Tue, 19 Oct 2010 12:47:00 +0000

  
  

It was not wrong. However, to get the money you have to work. But which one is that if you think that only you can work. In fact, there are other parties that you can hire to make money in the family. Who is he?

If now you are only working, then you can ask the husband to work well. If you already have an adult child, then there is no harm in asking him to help you work.

In addition to family members, there are other sources of income that you can ask for the money. Who is he? Your own money. Yes, the money you have now, can you hire to join his own money.

Why, that is how?

Yeah, let's say at this time your husband works. From this work, your husband can get a regular income of about Rp 1.5 million a month. Then, let's say you also work, and be earning Rp 1 million per month. Thus, the total income you both is Rp 2.5 million per month.

Along the way, you both can have a pretty good savings. The amount - let's say - Rp 20 million. The money was placed in savings. Rarely still in use, because after all your monthly expenditures are both always take it from regular income.

Now the question is, if you still remember, how much regular income earned for your family? The answer is clear: USD 2.5 million per month. The following question, who is working to get USD 2.5 million per month? The answer is clear: You and your husband. How's USD 20 million that you have? Idle. Lho, kok idle? Yes obviously unemployed, wong just put in savings. The flowers do not yet amount to much.

If you're creative, you can have extra income with memproduktifkan part of USD 20 million that you have had. For example, you can wear just USD 10 million of your money to invest and earn additional revenue the new, the same is like if you have family members that work contributes to family income.

The problem now is, how to invest the money so he can generate income for your family? There are only two answers:

* Invest Enterprises

* Invest Products

If you invest into the business, you may be able to get a decent income from it. For starters, while you do your primary job, you can run the business by getting - say - a member of your family. Eventually, after several months for example, you can submit a complete business management to the members of your family, while you keep working on your early work. Thus, at this time not only you are looking for money, but also the money you could be 'driven' to make money as well. Although it may at first he still needs your help to be 'driven'.

In addition to the business, you also can invest your money into the product. Here, the results you get may be smaller than if you make an investment into the business. However, initial efforts you do to move this money to make money again will be lighter than if you do it by opening a business. Generally, the products that you can choose to make your money work for money again are products that can provide results for a minimum deposit. Of course, if you can find other products that provide greater results would be great.

So once again Mr. Mom, if this time is just you and your husband who works for the money, from now on no more was thought that only you both can work to get money. But also the money you can 'move' to get more money. If you continue to work to make money, tired of dong Bu! So, do not let only your own work for the money. Involve your money also can make money too. Is not that right?

Greetings.

Safir Senduk

Financial Planner